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Mortgage Tools & Information

Home financing is an integral part of the real estate transaction and it's important the you understand the loan process, as well as have the information you need to make the right decisions. In the sections below you'll find some of the tools and articles that can help.
 
Mortgage Calculators...
How much will your payments be? How much can you borrow?
What will adjustable rate payments be? Should you pay points to lower the rate?
Which is better: fixed or adjustable? Which is better: 15 or 30 year term?
How much should you put down? How much can you save in taxes?
What will your closing costs be? Are you better off renting?
Can you reduce mortgage insurance? Are extra payments advantageous?
What home can you afford?
Mortgage Articles...
Types of Mortgage Lenders
Common Mortgage Loan Types
Step By Step: The Loan Process
The Advantage of Getting Preapproved
Refinancing - What Your Should Know
Locking In Your Interest Rate
Helpful Tips to Qualify for Your Loan
About Subprime Loans
Credit Reports & Credit Scoring
Working With Credit Bureaus
Frequently Asked Questions About Bankruptcy
What Are Closing Costs & What to Expect
Applying for Your Home Loan
The Baker Team provides professional real estate services to all of Boone County including Columbia, Ashland, Fulton, Fayette, Boonville and all surrounding communities. If you are in the market to purchase your next home or sell your existing home, please contact The Baker Team at (573) 881-0166 or (573) 864-4562 or send email to info@bakerteamrealty.com.
 
4416 Glen Eagle Drive
Columbia, MO 65203
Office: 573-881-0166
Email: info@bakerteamrealty.com
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